2020 Kia Niro

VIN KNDCB3LC5L5438180 ABOVE MARKET · $7,021 above typical price Gaithersburg, MD
Listed at
$21,998
typical market $14,977 · 15 comps

This 2020 Kia Niro is listed at $21,998 with 43,279 miles in Gaithersburg, MD.

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Full history for VIN KNDCB3LC5L5438180 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 15 comparable same-build listings · Market data as of August 24, 2026
This vehicle · $21,998
Below market
$10,968
Typical price
$14,977
Above market
$18,083

This vehicle: $21,998 — above the market range (typical price $14,977)

Asking $21,998 · typical market price $14,977 · based on 15 comparable same-build listings.

See all 2020 Kia Niro prices — typical $14,977 →

Price history for this VIN

Aug 19, 2026 · $21,998 Aug 20, 2026 · $21,998

Asking prices recorded across 2 listing dates for VIN KNDCB3LC5L5438180, spanning 1 day.

Dealer Location Price Mileage Listed
CarMax Gaithersburg Gaithersburg, MD 20877 $21,998 43,279 mi 2026-08-19

What would this 2020 Kia Niro cost per month?

Estimate the monthly payment on a $21,998 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$392
per month
60 months · 7.0% APR · $2,200 down
Amount financed
$19,798
Total interest
$3,722

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for KNDCB3LC5L5438180
Engine
1.6L · V4
Horsepower
104
Drivetrain
4x2
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Doors
4
Model year
2020
Made by
KIA CORPORATION
  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
49
MPG
City
51
MPG
Highway
46
MPG
$950 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 49 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Kia Niro likely costs over five years at 15,000 mi/yr.

Depreciation $7,183
Fuel $4,750
Insurance $8,200
Maintenance & repairs $3,375
Total, 5 years $23,508

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Kia Niro has 1 recall campaign as of July 2026. EPA combined fuel economy: 49 MPG.

1 recall campaign on this model year
Check accident & title history →
  • POWER TRAIN
    Kia America, Inc. (Kia) is recalling certain 2017-2022 Niro and 2018-2022 Niro Plug-in Hybrid vehicles.
    NHTSA campaign 23V534000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Kia Niro from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2020 Kia Niro over the last 6 months — the market firmed $1,435 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $15,864
April 2026 $14,924
May 2026 $16,160
June 2026 $16,844
July 2026 $16,776
August 2026 $17,299

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Kia Niro (this car) $21,998 15
2022 Jeep Wrangler $28,666 28 +$6,668
2021 Toyota RAV4 $26,790 21 +$4,792
2020 Honda CR-V $23,428 16 +$1,430
2021 Chevrolet Equinox $18,998 12 −$3,000
2022 Volkswagen Tiguan $19,124 12 −$2,874

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2017–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2022 160 $18,997 100% 58,226 mi
2021 25 $16,773 88% 70,746 mi
2020 60 $16,998 89% 73,572 mi
2019 125 $14,500 76% 86,063 mi
2018 66 $12,464 66% 94,773 mi
2017 54 $10,429 55% 106,758 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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