This vehicle is no longer listed, so the estimate starts from $17,983 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$320

per month

60 months · 7.0% APR · $1,798 down

Amount financed

$16,185

Total interest

$3,015

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4102PK5J1352121

Trim

Momentum

Engine

2.0L · V4

Horsepower

250

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2018

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2018 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Depreciation $4,386

Fuel $10,100

Insurance $8,458

Maintenance & repairs $6,600

Total, 5 years $29,544

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2018 Volvo XC90 has 3 recall campaigns as of July 2026. EPA combined fuel economy: 23 MPG.

3 recall campaigns on this model year

Check accident & title history →

ELECTRICAL SYSTEM

Volvo Car USA, LLC (Volvo Car) is recalling certain 2016-2020 XC90 Excellence vehicles.

NHTSA campaign 21V273000
ELECTRICAL SYSTEM

Volvo Car USA LLC (Volvo) is recalling certain 2017-2019 Volvo XC90, S90, V60, V60 Cross Country, V90, XC40, XC60, and V90 Cross Country vehicles.

NHTSA campaign 18V800000
SEAT BELTS

Volvo Car USA, LLC (Volvo Car) is recalling certain 2015-2024 XC90 vehicles. The second-row seat belt buckle and lower belt anchor bolts may not be tightened properly.

NHTSA campaign 23V827000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2018 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2018 Volvo XC90 over the last 6 months — the market firmed $7 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$17,988
April 2026	$17,732
May 2026	$17,942
June 2026	$18,000
July 2026	$17,986
August 2026	$17,995

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2018 Volvo XC90 Momentum (this car)	$17,983	32	—
2019 Subaru Forester	$18,739	17	+$756
2019 Toyota RAV4	$20,500	17	+$2,517
2019 Nissan Rogue	$13,248	16	−$4,735
2017 Jeep Grand Cherokee	$16,122	15	−$1,861
2019 Honda CR-V	$19,599	15	+$1,616

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 3 · 2016–2022

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2022	337	$29,998	100%	62,053 mi
2021	252	$27,164	91%	70,742 mi
2020	264	$23,492	78%	82,567 mi
2019	456	$19,976	67%	89,772 mi
2018	304	$17,897	60%	98,311 mi
2017	245	$15,689	52%	109,744 mi
2016	445	$14,100	47%	110,291 mi