This vehicle is no longer listed, so the estimate starts from $8,445 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$150

per month

60 months · 7.0% APR · $845 down

Amount financed

$7,600

Total interest

$1,400

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for KNADN4A31G6642945

Engine

1.6L · V4

Horsepower

138

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2016

Made by

KIA CORPORATION

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,550 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 30 MPG combined.

5-year cost to own

Beyond the sticker: what this 2016 Kia Rio likely costs over five years at 15,000 mi/yr.

Depreciation $965

Fuel $7,750

Insurance $5,440

Maintenance & repairs $4,950

Total, 5 years $19,105

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2016 Kia Rio has 2 recall campaigns as of July 2026. NHTSA rated it 4 out of 5 stars overall. EPA combined fuel economy: 30 MPG.

Overall

★★★★☆

4 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2016 Kia Rio 4 DR FWD

2 recall campaigns on this model year

Check accident & title history →

LATCHES/LOCKS/LINKAGES

Kia America, Inc. (Kia) is recalling certain 2016-2017 Rio, 2016-2018 Optima, 2017-2018 Optima Hybrid and Optima Plug-in Hybrid vehicles.

NHTSA campaign 23V594000
SERVICE BRAKES, HYDRAULIC

Kia America, Inc. (Kia) is recalling certain 2010-2019 Borrego, 2014-2016 Cadenza, 2010-2013 Forte, Forte Koup, Sportage, 2015-2018 K900, 2011-2015 Optima, 2011-2013 Optima…

NHTSA campaign 23V652000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2016 Kia Rio from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed July 28, 2026.

Where the price is heading

Typical asking price for a 2016 Kia RIO over the last 6 months — the market softened $545 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$7,985
April 2026	$7,639
May 2026	$7,595
June 2026	$7,595
July 2026	$7,650
August 2026	$7,440

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2016 Kia RIO (this car)	$8,445	8	—
2015 Ford Taurus	$7,795	13	−$650
2016 Chevrolet Malibu	$8,147	6	−$298
2016 Volkswagen Jetta	$8,244	6	−$201
2018 Chevrolet Impala	$10,992	6	+$2,547
2018 Nissan Altima	$7,999	5	−$446

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2023	199	$16,277	100%	47,391 mi
2022	104	$13,995	86%	65,327 mi
2021	66	$12,992	80%	73,859 mi
2020	92	$11,546	71%	78,680 mi
2019	97	$9,990	61%	87,768 mi
2018	73	$8,800	54%	98,850 mi
2017	50	$7,640	47%	100,556 mi
2016	108	$7,075	43%	101,058 mi