This vehicle is no longer listed, so the estimate starts from $23,987 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$427

per month

60 months · 7.0% APR · $2,399 down

Amount financed

$21,588

Total interest

$4,032

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1GYFZER47MF004093

Trim

Sport

Engine

2.0L · V4

Drivetrain

FWD/Front-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2021

Made by

GENERAL MOTORS LLC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Sample Cadillac window sticker, shown for illustration

Cadillac Window sticker on file for this VIN The original window sticker for this XT4 Factory equipment, the options actually installed and the price this car left the line with — the same document that hung on the glass in the showroom. Open the sticker — $4 3 for $9 Opens on VehiLeaks · PDF right after checkout

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,940 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 24 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Cadillac XT4 likely costs over five years at 15,000 mi/yr.

Depreciation $8,440

Fuel $9,700

Insurance $8,000

Maintenance & repairs $4,688

Total, 5 years $30,828

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Cadillac XT4 has 1 recall campaign as of August 2026. NHTSA rated it 4 out of 5 stars for frontal crash. EPA combined fuel economy: 24 MPG.

Frontal crash

★★★★☆

4 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Cadillac XT4 SUV AWD

1 recall campaign on this model year

Check accident & title history →

SEAT BELTS

General Motors, LLC (GM) is recalling certain 2016-2021 Chevrolet Malibu and 2019-2021 Cadillac XT4 vehicles.

NHTSA campaign 21V649000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Cadillac XT4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Cadillac XT4 over the last 6 months — the market softened $227 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$23,384
May 2026	$23,900
June 2026	$23,977
July 2026	$22,998
August 2026	$22,998
September 2026	$23,157

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Cadillac XT4 Sport (this car)	$23,987	9	—
2023 Kia Sportage	$23,740	14	−$247
2023 Nissan Rogue	$20,979	13	−$3,008
2022 Chevrolet Equinox	$19,000	12	−$4,987
2021 Jeep Wrangler	$28,489	12	+$4,502
2022 Chevrolet Tahoe	$39,582	10	+$15,595

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2019–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2025	378	$33,990	100%	28,733 mi
2024	630	$32,995	97%	30,378 mi
2023	725	$28,700	84%	38,841 mi
2022	232	$25,998	76%	49,414 mi
2021	251	$22,577	66%	65,263 mi
2020	311	$20,588	61%	75,237 mi
2019	566	$19,282	57%	77,420 mi