This vehicle is no longer listed, so the estimate starts from $34,700 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$618

per month

60 months · 7.0% APR · $3,470 down

Amount financed

$31,230

Total interest

$5,850

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1GKS2CKJ2LR230704

Trim

Denali

Engine

6.2L · V8

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2020

Made by

GENERAL MOTORS LLC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,740 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 17 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 GMC Yukon XL likely costs over five years at 15,000 mi/yr.

Depreciation $11,331

Fuel $13,700

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $36,781

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 GMC Yukon XL has 4 recall campaigns as of August 2026. NHTSA rated it 4 out of 5 stars overall. EPA combined fuel economy: 17 MPG.

Overall

★★★★☆

4 of 5 · NHTSA

Frontal crash

★★★★☆

4 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★☆☆

3 of 5 · NHTSA

Tested configuration: 2020 GMC Yukon SUV 4WD

4 recall campaigns on this model year

Check accident & title history →

TIRES

General Motors LLC (GM) is recalling certain 2020 Buick Enclave, Cadillac XT4, XT5, Escalade, Escalade ESV, Chevrolet Suburban, Tahoe, Traverse, GMC Yukon, Yukon XL, 2018-2021…

NHTSA campaign 21V115000
FUEL SYSTEM, GASOLINE

General Motors LLC (GM) is recalling certain 2020 Cadillac Escalade, Escalade ESV, Chevrolet Camaro, Silverado 1500, Suburban, Tahoe, GMC Sierra 1500, Yukon, and Yukon XL…

NHTSA campaign 19V837000
SERVICE BRAKES, HYDRAULIC

General Motors LLC (GM) is recalling certain 2015-2020 Chevrolet Suburban, Tahoe, and GMC Yukon, and 2014-2018 Chevrolet Silverado 1500 and GMC Sierra 1500 vehicles equipped with…

NHTSA campaign 19V761000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 GMC Yukon XL from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 GMC Yukon over the last 6 months — the market softened $1,763 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$31,762
May 2026	$31,978
June 2026	$30,997
July 2026	$29,935
August 2026	$29,879
September 2026	$29,999

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2020 GMC Yukon Denali (this car)	$34,700	183	—
2021 Chevrolet Equinox	$16,304	20	−$18,396
2018 Jeep Grand Cherokee	$18,448	20	−$16,252
2019 Ford Escape	$18,311	17	−$16,389
2019 Jeep Cherokee	$19,348	12	−$15,352
2020 Ford Edge	$18,899	10	−$15,801

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2020	465	$28,900	100%	102,496 mi
2019	696	$28,069	97%	108,543 mi
2018	691	$25,120	87%	116,869 mi
2017	650	$21,586	75%	125,645 mi
2016	618	$19,840	69%	136,186 mi
2015	595	$17,493	61%	147,162 mi