This vehicle is no longer listed, so the estimate starts from $28,270 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$504

per month

60 months · 7.0% APR · $2,827 down

Amount financed

$25,443

Total interest

$4,797

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1G6DT5RW3L0152634

Trim

Premium Luxury

Engine

3.0L · V6

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2020

Made by

GENERAL MOTORS LLC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$1,790 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 26 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Cadillac CT5 likely costs over five years at 15,000 mi/yr.

Depreciation $9,231

Fuel $8,950

Insurance $8,000

Maintenance & repairs $4,688

Total, 5 years $30,869

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Cadillac CT5 has 4 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 26 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2020 Cadillac CT5 4 DR AWD

4 recall campaigns on this model year

Check accident & title history →

AIR BAGS

General Motors, LLC. (GM) is recalling certain 2020-2022 Cadillac CT4 and CT5 vehicles.

NHTSA campaign 21V611000
SERVICE BRAKES

General Motors LLC (GM) is recalling certain 2020 Chevrolet Corvette and Cadillac CT4, CT5 and XT4, 2021 Chevrolet Trailblazer, and 2020-2021 Buick Encore GX vehicles.

NHTSA campaign 20V588000
EXTERIOR LIGHTING

General Motors, LLC (GM) is recalling certain 2020-2023 Cadillac CT4 and CT5; 2021-2023 Buick Envision; and 2022-2023 Cadillac Escalade and Escalade ESV, Chevrolet Silverado…

NHTSA campaign 22V903000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Cadillac CT5 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Cadillac CT5 over the last 6 months — the market firmed $82 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$26,914
May 2026	$26,998
June 2026	$26,487
July 2026	$26,688
August 2026	$26,622
September 2026	$26,996

Market by model year

Gen 1 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	2,754	$57,574	100%	855 mi
2025	467	$45,441	79%	18,750 mi
2024	362	$39,206	68%	25,335 mi
2023	519	$36,077	63%	35,612 mi
2022	224	$34,350	60%	44,549 mi
2021	203	$28,213	49%	60,823 mi
2020	249	$26,622	46%	63,138 mi