This vehicle is no longer listed, so the estimate starts from $26,738 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$476

per month

60 months · 7.0% APR · $2,674 down

Amount financed

$24,064

Total interest

$4,496

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1G6DT5RK7M0107422

Trim

Premium Luxury

Engine

2.0L · V4

Drivetrain

AWD/All-Wheel Drive

Transmission

Automatic

Body

Sedan/Saloon

Fuel

Gasoline

Doors

Model year

2021

Made by

GENERAL MOTORS LLC

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✗ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,110 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 22 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Cadillac CT5 likely costs over five years at 15,000 mi/yr.

Depreciation $9,408

Fuel $10,550

Insurance $8,900

Maintenance & repairs $4,688

Total, 5 years $33,546

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Cadillac CT5 has 4 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 22 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★★

5 of 5 · NHTSA

Tested configuration: 2021 Cadillac CT5 4 DR AWD

4 recall campaigns on this model year

Check accident & title history →

AIR BAGS

General Motors, LLC. (GM) is recalling certain 2020-2022 Cadillac CT4 and CT5 vehicles.

NHTSA campaign 21V611000
AIR BAGS

General Motors, LLC (GM) is recalling certain 2021 Buick Envision, Cadillac CT4, CT5, Escalade, Escalade ESV, Chevrolet Tahoe, Corvette, Suburban, GMC Yukon, Yukon XL vehicles.

NHTSA campaign 21V421000
EXTERIOR LIGHTING

General Motors, LLC (GM) is recalling certain 2020-2023 Cadillac CT4 and CT5; 2021-2023 Buick Envision; and 2022-2023 Cadillac Escalade and Escalade ESV, Chevrolet Silverado…

NHTSA campaign 22V903000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Cadillac CT5 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Cadillac CT5 over the last 6 months — the market softened $876 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$28,999
May 2026	$28,995
June 2026	$28,900
July 2026	$28,586
August 2026	$28,514
September 2026	$28,123

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Cadillac CT5 Premium Luxury (this car)	$26,738	23	—
2023 Chevrolet Malibu	$15,269	39	−$11,469
2020 Ford Fusion	$13,900	23	−$12,838
2023 Kia Forte	$14,488	18	−$12,250
2023 Honda Accord	$24,195	15	−$2,543
2022 Dodge Charger	$29,402	14	+$2,664

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	3,014	$57,365	100%	821 mi
2025	458	$45,398	79%	18,551 mi
2024	355	$39,862	69%	25,353 mi
2023	543	$36,075	63%	35,687 mi
2022	222	$34,478	60%	44,806 mi
2021	204	$28,242	49%	61,013 mi
2020	264	$26,827	47%	63,328 mi