2020 Ford F-150 XL

VIN 1FTNF1C45LKD89140
Typical market price
$15,747
4 comparable listings

This vehicle is no longer listed. The figures below describe the market for this build.

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Full history for VIN 1FTNF1C45LKD89140 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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Market price range

Based on 4 comparable same-build listings · Market data as of August 31, 2026
Below market
$13,599
Typical price
$15,747
Above market
$19,438

See all 2020 Ford F-150 prices — typical $15,747 →

Price history for this VIN

Asking price over time

Mar 26, 2021 · $36,870 Jun 27, 2023 · $29,995

Asking prices recorded across 4 listing dates for VIN 1FTNF1C45LKD89140, spanning 2 years 3 months.

No active listings of this exact VIN right now.

Former listings

Dealer Location Price Mileage Listed
Bluebonnet Chrysler Dodge Ram New Braunfels, TX 78130 $29,995 4,414 mi 2023-06-27
Gunn Buick GMC Selma, TX 78154 $33,987 2,047 mi 2021-11-02
Mac Haik Ford Lincoln Georgetown, TX 78626 $36,870 2021-03-26

Estimate the monthly payment at the typical market price ($15,747)

This vehicle is no longer listed, so the estimate starts from $15,747 — the typical market price for this build. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$281
per month
60 months · 7.0% APR · $1,575 down
Amount financed
$14,172
Total interest
$2,688

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FTNF1C45LKD89140
Trim
XL RWD
Engine
Horsepower
375.00
Drivetrain
4x2
Transmission
Automatic
Body
Pickup
Fuel
Gasoline
Model year
2020
Made by
FORD MOTOR COMPANY

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability
Window sticker
See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

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Fuel economy (EPA)

Combined
19
MPG
City
17
MPG
Highway
23
MPG
$2,450 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 19 MPG combined.

5-year cost to own

Beyond the sticker: what this 2020 Ford F-150 likely costs over five years at 15,000 mi/yr.

Depreciation $5,142
Fuel $12,250
Insurance $8,000
Maintenance & repairs $3,750
Total, 5 years $29,142

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2020 Ford F-150 has 11 recall campaigns as of August 2026. EPA combined fuel economy: 19 MPG.

11 recall campaigns on this model year
Check accident & title history →
  • TIRES
    Ford Motor Company (Ford) is recalling certain 2020 F-150 trucks equipped with 17-inch spare tires. The spare tire could have been damaged when it was installed on the rim.
    NHTSA campaign 19V903000
  • EXTERIOR LIGHTING
    Ford Motor Company (Ford) is recalling certain 2018-2020 F-150 trucks equipped with high series LED headlamps with Autolamp (On/Off) functionality.
    NHTSA campaign 20V097000
  • ELECTRICAL SYSTEM
    Ford Motor Company (Ford) is recalling certain 2019-2020 F-150 vehicles.
    NHTSA campaign 19V805000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2020 Ford F-150 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2020 Ford F-150 over the last 6 months — the market firmed $96 in that span.

Mar Apr May Jun Jul Aug
Monthly price table
Month Typical price
March 2026 $28,590
April 2026 $28,898
May 2026 $28,996
June 2026 $28,991
July 2026 $28,730
August 2026 $28,686

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2020 Ford F-150 XL (this car) $15,747 4
2022 Chevrolet Silverado $30,000 13 +$14,253
2019 Ram 1500 $32,995 11 +$17,248
2022 GMC Sierra $44,995 5 +$29,248
2020 Jeep Gladiator $29,786 4 +$14,039
2018 Ram 2500 $33,007 4 +$17,260

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2015–2020

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2020 5,064 $28,308 100% 94,513 mi
2019 5,492 $25,984 92% 102,621 mi
2018 5,982 $23,900 84% 110,123 mi
2017 2,925 $20,999 74% 121,197 mi
2016 2,874 $18,950 67% 132,812 mi
2015 2,270 $17,858 63% 139,848 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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