This vehicle is no longer listed, so the estimate starts from $28,248 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$503

per month

60 months · 7.0% APR · $2,825 down

Amount financed

$25,423

Total interest

$4,757

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FTFX1C85MKD36993

Trim

XL RWD

Engine

3.5L · V6

Horsepower

375

Drivetrain

4x2

Body

Pickup

Fuel

Gasoline

Model year

2021

Made by

FORD MOTOR COMPANY

Full factory specs for this build →

✓ Backup camera
✗ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Ford F-150 likely costs over five years at 15,000 mi/yr.

Depreciation $9,939

Fuel $11,650

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $33,339

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Ford F-150 has 29 recall campaigns as of August 2026. EPA combined fuel economy: 20 MPG.

29 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

Ford Motor Company (Ford) is recalling certain 2021-2022 F-150 vehicles.

NHTSA campaign 21V986000
VISIBILITY

Ford Motor Company (Ford) is recalling certain 2021 F-150 and 2020-2021 F-250, F-350, F-450, and F-550 Super Duty vehicles.

NHTSA campaign 21V090000
AIR BAGS

Ford Motor Company (Ford) is recalling certain 2022 Super Duty F-250, F-350, 2021 F-150, Expedition, and Lincoln Navigator vehicles.

NHTSA campaign 21V805000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Ford F-150 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Ford F-150 over the last 6 months — the market softened $387 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$33,900
May 2026	$33,923
June 2026	$33,995
July 2026	$33,691
August 2026	$33,220
September 2026	$33,513

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Ford F-150 XL (this car)	$28,248	4	—
2022 Chevrolet Silverado	$25,995	2	−$2,253
2022 Ram 1500	$30,109	2	+$1,861

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 5 · 2021–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2026	51,139	$60,910	100%	—
2025	9,565	$50,084	82%	18,365 mi
2024	9,367	$44,206	73%	31,845 mi
2023	16,258	$41,086	67%	46,769 mi
2022	7,252	$37,232	61%	68,849 mi
2021	6,429	$33,084	54%	84,456 mi