This vehicle is no longer listed, so the estimate starts from $20,995 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$374

per month

60 months · 7.0% APR · $2,100 down

Amount financed

$18,895

Total interest

$3,545

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FMSK7DH7MGA82491

Trim

XLT

Engine

2.3L · V4

Horsepower

270

Drivetrain

RWD/Rear-Wheel Drive

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2021

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Ford Explorer likely costs over five years at 15,000 mi/yr.

Depreciation $7,387

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $29,237

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Ford Explorer has 26 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Ford Explorer SUV 4WD

26 recall campaigns on this model year

Check accident & title history →

SUSPENSION

Ford Motor Company (Ford) is recalling certain 2021 Explorer and Lincoln Aviator vehicles.

NHTSA campaign 21V870000
ENGINE

Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer and Lincoln Aviator vehicles.

NHTSA campaign 20V788000
BACK OVER PREVENTION

Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer, Lincoln Corsair, and Lincoln Aviator vehicles equipped with 360-degree cameras.

NHTSA campaign 21V735000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Ford Explorer from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Ford Explorer over the last 6 months — the market softened $492 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$24,992
May 2026	$24,793
June 2026	$24,644
July 2026	$24,455
August 2026	$24,372
September 2026	$24,500

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2021 Ford Explorer XLT (this car)	$20,995	361	—
2021 Chevrolet Tahoe	$39,894	34	+$18,899
2023 Nissan Rogue	$19,449	21	−$1,546
2021 Hyundai Palisade	$26,473	21	+$5,478
2022 Jeep Wrangler	$27,217	21	+$6,222
2023 Hyundai Santa FE	$21,550	20	+$555

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	5,775	$51,025	100%	—
2026	24,463	$49,749	97%	715 mi
2025	3,696	$39,938	78%	21,425 mi
2024	2,012	$35,059	69%	29,568 mi
2023	5,732	$31,990	63%	42,885 mi
2022	3,684	$28,350	56%	62,122 mi
2021	2,802	$23,995	47%	79,457 mi
2020	3,658	$22,181	43%	86,599 mi