2021 Ford Explorer XLT

VIN 1FMSK7DH4MGB02440 GOOD DEAL · $932 below typical price San Jose, CA
Listed at
$19,992
typical market $20,924 · 264 comps

This 2021 Ford Explorer XLT is listed at $19,992 with 96,453 miles in San Jose, CA.

Sold by Capitol Ford

919 Capitol Expressway Auto Mall, San Jose, CA 95136
Hours: 9:00 AM - 8:00 PM

Contact details come from the dealer's listing and public business records. VinAssessment is not the seller and takes no fee — you deal with the dealer directly.

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Full history for VIN 1FMSK7DH4MGB02440 — accidents, title brands, odometer records and every past listing with photos and prices.

  • Reported accidents & damage
  • Title brands — salvage, flood, lemon
  • Odometer readings over time
  • Every past listing: price, dealer, photos
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2021 Ford Explorer XLT
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Market price range

Based on 264 comparable same-build listings · Market data as of September 7, 2026
This vehicle · $19,992
Below market
$16,950
Typical price
$20,924
Above market
$24,899

This vehicle: $19,992 — $932 below the typical market price ($20,924)

Asking $19,992 · typical market price $20,924 · based on 264 comparable same-build listings.

See all 2021 Ford Explorer prices — typical $20,924 →

Price history for this VIN

Asking price over time

Apr 9, 2021 · $35,245 Aug 29, 2026 · $19,992

Asking prices recorded across 4 listing dates for VIN 1FMSK7DH4MGB02440, spanning 5 years 5 months.

Dealer Location Price Mileage Listed
Capitol Ford San Jose, CA 95136 $19,992 96,453 mi 2026-08-29

Former listings

Dealer Location Price Mileage Listed
Capitol Ford San Jose, CA 95136 $20,306 96,453 mi 2026-08-26
Frontier Ford Santa Clara, CA 95051 $34,999 25,051 mi 2023-01-14
Ed Butts Ford La Puente, CA 91744 $35,245 25 mi 2021-04-09

What would this 2021 Ford Explorer XLT cost per month?

Estimate the monthly payment on a $19,992 vehicle. Move the numbers to match your own loan.

10% down
7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.
Loan term
Estimated monthly payment
$356
per month
60 months · 7.0% APR · $1,999 down
Amount financed
$17,993
Total interest
$3,367

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FMSK7DH4MGB02440
Trim
XLT
Engine
Horsepower
270
Drivetrain
RWD/Rear-Wheel Drive
Transmission
Automatic
Body
Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)
Fuel
Gasoline
Doors
4
Model year
2021

Full factory specs for this build →

  • Backup camera
  • Blind-spot monitor
  • Lane departure
  • ABS
  • Electronic stability

Fuel economy (EPA)

Combined
23
MPG
City
20
MPG
Highway
27
MPG
$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Ford Explorer likely costs over five years at 15,000 mi/yr.

Depreciation $7,034
Fuel $10,100
Insurance $8,000
Maintenance & repairs $3,750
Total, 5 years $28,884

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Ford Explorer has 26 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall
★★★★★
5 of 5 · NHTSA
Frontal crash
★★★★★
5 of 5 · NHTSA
Side crash
★★★★★
5 of 5 · NHTSA
Rollover
★★★★☆
4 of 5 · NHTSA

Tested configuration: 2021 Ford Explorer SUV 4WD

26 recall campaigns on this model year
Check accident & title history →
  • SUSPENSION
    Ford Motor Company (Ford) is recalling certain 2021 Explorer and Lincoln Aviator vehicles.
    NHTSA campaign 21V870000
  • ENGINE
    Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer and Lincoln Aviator vehicles.
    NHTSA campaign 20V788000
  • BACK OVER PREVENTION
    Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer, Lincoln Corsair, and Lincoln Aviator vehicles equipped with 360-degree cameras.
    NHTSA campaign 21V735000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Ford Explorer from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Ford Explorer over the last 6 months — the market softened $716 in that span.

Apr May Jun Jul Aug Sep
Monthly price table
Month Typical price
April 2026 $24,991
May 2026 $24,794
June 2026 $24,628
July 2026 $24,403
August 2026 $24,307
September 2026 $24,275

How it compares to rivals

Median asking price for comparable body styles listed near this car
Model Median price For sale nearby vs this car
2021 Ford Explorer XLT (this car) $19,992 264
2021 Toyota RAV4 $27,880 27 +$7,888
2023 Jeep Wrangler $27,998 22 +$8,006
2021 Toyota Highlander $32,995 17 +$13,003
2022 Tesla Model Y $32,083 15 +$12,091
2022 Honda CR-V $22,532 14 +$2,540

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year Units for sale Median price vs newest Avg mileage
2027 7,251 $50,939 100%
2026 20,734 $50,062 98% 750 mi
2025 3,631 $39,865 78% 21,680 mi
2024 1,898 $35,060 69% 30,069 mi
2023 5,274 $31,995 63% 42,905 mi
2022 3,897 $28,393 56% 61,447 mi
2021 2,314 $23,995 47% 79,743 mi
2020 3,263 $22,199 44% 86,531 mi

Units for sale — listings of each model year in the latest nightly market snapshot.

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