This vehicle is no longer listed, so the estimate starts from $17,411 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$310

per month

60 months · 7.0% APR · $1,741 down

Amount financed

$15,670

Total interest

$2,930

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FM5K8AC5NGC23555

Trim

Police Interceptor Utility

Engine

3.0L · V6

Horsepower

400

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2022

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,330 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 20 MPG combined.

5-year cost to own

Beyond the sticker: what this 2022 Ford Explorer likely costs over five years at 15,000 mi/yr.

Depreciation $6,384

Fuel $11,650

Insurance $8,700

Maintenance & repairs $3,750

Total, 5 years $30,484

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2022 Ford Explorer has 24 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars for side crash. EPA combined fuel economy: 20 MPG.

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2022 Ford Explorer SUV 4WD

24 recall campaigns on this model year

Check accident & title history →

FUEL SYSTEM, GASOLINE

Ford Motor Company (Ford) is recalling certain 2022 Explorer and Lincoln Aviator vehicles. The fuel filler tube may detach during a crash.

NHTSA campaign 22V088000
STRUCTURE

Ford Motor Company (Ford) is recalling certain 2022 Lincoln Aviator and Ford Explorer vehicles. The engine rails may have been improperly heat-treated.

NHTSA campaign 22V454000
FUEL SYSTEM, GASOLINE

Ford Motor Company (Ford) is recalling certain 2022 Explorer and Ranger vehicles equipped with 2.3L engines.

NHTSA campaign 22V685000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2022 Ford Explorer from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2022 Ford Explorer over the last 6 months — the market softened $832 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$29,188
May 2026	$28,999
June 2026	$28,992
July 2026	$28,791
August 2026	$28,499
September 2026	$28,356

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2022 Ford Explorer Police Interceptor Utility (this car)	$17,411	20	—
2023 Nissan Rogue	$20,020	93	+$2,609
2024 Toyota RAV4	$28,020	53	+$10,609
2022 Jeep Wrangler	$30,100	48	+$12,689
2021 Chevrolet Tahoe	$44,240	36	+$26,829
2024 Honda CR-V	$29,796	35	+$12,385

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 4 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	4,588	$51,419	100%	—
2026	24,245	$49,618	96%	689 mi
2025	3,937	$39,996	78%	20,510 mi
2024	1,983	$35,223	69%	29,128 mi
2023	5,570	$31,995	62%	42,873 mi
2022	3,934	$28,476	55%	61,737 mi
2021	2,513	$23,998	47%	79,608 mi
2020	3,557	$22,195	43%	87,122 mi