This vehicle is no longer listed, so the estimate starts from $18,441 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$329

per month

60 months · 7.0% APR · $1,844 down

Amount financed

$16,597

Total interest

$3,143

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 1FM5K8AC4MGC22038

Trim

Police

Engine

3.0L · V6

Drivetrain

4WD/4-Wheel Drive/4x4

Transmission

Automatic

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2021

Made by

FORD MOTOR COMPANY

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Window sticker

See the factory options and original MSRP

Rebuild the original window sticker for this VIN — packages, standard equipment and the sticker price the seller left out of the ad.

Get the original window sticker for this VIN →

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,020 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 23 MPG combined.

5-year cost to own

Beyond the sticker: what this 2021 Ford Explorer likely costs over five years at 15,000 mi/yr.

Depreciation $6,489

Fuel $10,100

Insurance $8,000

Maintenance & repairs $3,750

Total, 5 years $28,339

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2021 Ford Explorer has 26 recall campaigns as of August 2026. NHTSA rated it 5 out of 5 stars overall. EPA combined fuel economy: 23 MPG.

Overall

★★★★★

5 of 5 · NHTSA

Frontal crash

★★★★★

5 of 5 · NHTSA

Side crash

★★★★★

5 of 5 · NHTSA

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2021 Ford Explorer SUV 4WD

26 recall campaigns on this model year

Check accident & title history →

SUSPENSION

Ford Motor Company (Ford) is recalling certain 2021 Explorer and Lincoln Aviator vehicles.

NHTSA campaign 21V870000
ENGINE

Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer and Lincoln Aviator vehicles.

NHTSA campaign 20V788000
BACK OVER PREVENTION

Ford Motor Company (Ford) is recalling certain 2020-2021 Explorer, Lincoln Corsair, and Lincoln Aviator vehicles equipped with 360-degree cameras.

NHTSA campaign 21V735000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2021 Ford Explorer from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2021 Ford Explorer over the last 6 months — the market softened $465 in that span.

Mar Apr May Jun Jul Aug

Monthly price table

Month	Typical price
March 2026	$24,928
April 2026	$24,992
May 2026	$24,814
June 2026	$24,682
July 2026	$24,483
August 2026	$24,463

Market by model year

Gen 4 · 2020–present

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	4,515	$51,330	100%	—
2026	24,344	$49,688	97%	680 mi
2025	3,895	$39,996	78%	20,677 mi
2024	1,972	$35,272	69%	29,270 mi
2023	5,560	$31,995	62%	42,664 mi
2022	3,900	$28,417	55%	61,952 mi
2021	2,454	$23,995	47%	79,687 mi
2020	3,471	$22,187	43%	86,816 mi