This vehicle is no longer listed, so the estimate starts from $39,165 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$698

per month

60 months · 7.0% APR · $3,917 down

Amount financed

$35,248

Total interest

$6,632

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for 5UX33DT02P9S88809

Trim

XDRIVE30I

Engine

2.0L · V4

Horsepower

248

Drivetrain

AWD/All-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2023

Made by

BMW MANUFACTURER CORPORATION / BMW NORTH AMERICA

Full factory specs for this build →

✓ Backup camera
✓ Blind-spot monitor
✓ Lane departure
✓ ABS
✓ Electronic stability

Fuel economy (EPA)

Combined

MPG

City

MPG

Highway

MPG

$2,740 /yr est. fuel

Assumes 15,000 miles a year at $3.10/gallon and 17 MPG combined.

5-year cost to own

Beyond the sticker: what this 2023 BMW X4 likely costs over five years at 15,000 mi/yr.

Depreciation $14,835

Fuel $13,700

Insurance $10,005

Maintenance & repairs $3,000

Total, 5 years $41,540

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

The 2023 BMW X4 has 3 recall campaigns as of August 2026. EPA combined fuel economy: 17 MPG.

3 recall campaigns on this model year

Check accident & title history →

POWER TRAIN

BMW of North America, LLC (BMW) is recalling certain 2023 Toyota GR Supra, 3 Series Sedan (330i xDrive, M340i xDrive, M3), 5 Series Sedan (530i, 530i xDrive, M5), 4 Series Gran…

NHTSA campaign 23V821000
ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2021-2023 Toyota Supra, 2022-2023 2 Series Coupe, 2021-2024 5 Series (xDrive), 2021-2022 Z4, 2022-2024 4 Series (Gran Coupe),…

NHTSA campaign 26V056000
ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2023-2024 Toyota Supra, 2022-2025 2 Series Coupe, 2021-2023 5 Series, 2022-2026 Z4, 2023-2024 4 Series Gran Coupe, 4 Series…

NHTSA campaign 26V438000

Recall campaigns apply to the model year, not to one car. Check remedy status for this VIN at nhtsa.gov/recalls.

Model-level data for the 2023 BMW X4 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 27, 2026.

Where the price is heading

Typical asking price for a 2023 BMW X4 over the last 6 months — the market softened $2,064 in that span.

Apr May Jun Jul Aug Sep

Monthly price table

Month	Typical price
April 2026	$42,900
May 2026	$41,900
June 2026	$42,988
July 2026	$41,689
August 2026	$41,347
September 2026	$40,836

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2023 BMW X4 XDRIVE30I (this car)	$39,165	96	—
2023 Nissan Rogue	$19,999	91	−$19,166
2025 Toyota RAV4	$30,276	60	−$8,889
2022 Jeep Wrangler	$31,998	56	−$7,167
2025 Hyundai Tucson	$22,664	54	−$16,501
2025 Kia Telluride	$33,749	50	−$5,416

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

Gen 1 · 2015–2025

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2025	183	$48,492	100%	16,226 mi
2024	239	$45,873	95%	29,454 mi
2023	219	$41,498	86%	38,889 mi
2022	200	$35,998	74%	50,864 mi
2021	149	$32,679	67%	65,098 mi
2020	102	$33,325	69%	63,895 mi
2019	125	$23,987	49%	79,733 mi
2018	70	$16,472	34%	93,265 mi