This vehicle is no longer listed, so the estimate starts from $6,575 — the typical market price for this build. Move the numbers to match your own loan.

Vehicle price

Down payment

10% down

Interest rate (APR)

7.0% is a typical rate for a well-qualified buyer — use your own quote if you have one.

Loan term

Estimated monthly payment

$117

per month

60 months · 7.0% APR · $658 down

Amount financed

$5,917

Total interest

$1,103

Estimate only. Excludes tax, title, registration and dealer fees, and assumes a fixed-rate loan with equal monthly payments. Your actual rate depends on your credit and lender.

Decoded from the VIN

NHTSA build data for YV4952CF6C1616513

Engine

3.2L · V6

Horsepower

240

Drivetrain

FWD/Front-Wheel Drive

Body

Sport Utility Vehicle (SUV)/Multi-Purpose Vehicle (MPV)

Fuel

Gasoline

Doors

Model year

2012

Made by

VOLVO CAR CORPORATION

Full factory specs for this build →

✗ Backup camera
✗ Blind-spot monitor
✗ Lane departure
✗ ABS
✗ Electronic stability

5-year cost to own

Beyond the sticker: what this 2012 Volvo XC90 likely costs over five years at 15,000 mi/yr.

Fuel $10,100

Insurance $4,845

Maintenance & repairs $8,400

Total, 5 years $23,345

Estimate — insurance and taxes vary by driver and state.

Safety & recalls

NHTSA crash tests & recall campaigns for this model year

Rollover

★★★★☆

4 of 5 · NHTSA

Tested configuration: 2012 Volvo XC90 SUV AWD

Model-level data for the 2012 Volvo XC90 from NHTSA (recalls, NCAP crash tests) and EPA fueleconomy.gov, refreshed August 30, 2026.

Where the price is heading

Typical asking price for a 2012 Volvo XC90 over the last 6 months — the market firmed $97 in that span.

Feb Mar May Jun Jul Aug

Monthly price table

Month	Typical price
February 2026	$6,895
March 2026	$6,695
May 2026	$6,275
June 2026	$5,900
July 2026	$5,944
August 2026	$6,992

How it compares to rivals

Median asking price for comparable body styles listed near this car

Model	Median price	For sale nearby	vs this car
2012 Volvo XC90 (this car)	$6,575	6	—
2013 Chevrolet Tahoe	$17,405	5	+$10,830
2013 Jeep Wrangler	$12,495	4	+$5,920
2012 Toyota Highlander	$13,487	4	+$6,912
2013 Lexus RX	$9,995	3	+$3,420
2014 GMC Yukon	$16,340	3	+$9,765

Cheapest active listings of each comparable body style in this region — median of what those models actually ask.

Market by model year

What each model year costs right now — live supply, median asking price and how much value each year keeps versus the newest one.

Year	Units for sale	Median price	vs newest	Avg mileage
2027	1,052	$72,660	100%	—
2026	3,868	$73,000	100%	1,638 mi
2025	810	$52,949	73%	16,995 mi
2024	863	$45,340	62%	31,097 mi
2023	1,059	$39,495	54%	39,070 mi
2022	406	$30,126	41%	64,260 mi
2021	372	$27,593	38%	69,846 mi
2020	346	$23,699	33%	83,184 mi