2020 Volvo XC40: trims, real prices & how to pick yours
10 builds left the factory as a 2020 XC40, each a different combination of engine, transmission and body identified by the first eight characters of its VIN. The 6 main configurations sell for $14,781–$30,685 today.
- 6 main configurations
- 7,402 vehicles built
- 157 for sale right now
- $14,781–$30,685 typical price range
Which XC40 is yours?
Enter a VIN — the 17 characters on the windshield or the title — and we’ll match it to its exact factory configuration, typical price and equipment.
Works with any VIN — a different year or model takes you straight to its own page.
Pick your XC40
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R-Design · FWD YV4AC2HM-L2L 4-cyl, 187 hp, Automatic, Front-wheel drive. 338 built.
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R-Design · AWD YV4162UM-L2L 4-cyl, 248 hp, Automatic, All-wheel drive. 2,039 built.
$14,955 great deal $21,369 typical $26,286 top of market -
Inscription · FWD YV4AC2HL-L2L 4-cyl, 187 hp, Automatic, Front-wheel drive. 141 built.
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Most common — 44% of 2020 XC40s
Momentum · AWD YV4162UK-L2L 4-cyl, 248 hp, Automatic, All-wheel drive. 3,290 built.
$14,781 great deal $21,223 typical $30,685 top of market -
Momentum · FWD YV4AC2HK-L2L 4-cyl, 187 hp, Automatic, Front-wheel drive. 854 built.
$15,725 great deal $19,314 typical $25,887 top of market -
Inscription · AWD YV4162UL-L2L 4-cyl, 248 hp, Automatic, All-wheel drive. 736 built.
$20,998 great deal $23,998 typical $27,998 top of market
What actually differs
| Momentum · AWD | R-Design · AWD | Momentum · FWD | Inscription · AWD | |
|---|---|---|---|---|
| Power | 248 hp | 248 hp | 187 hp | 248 hp |
| Drivetrain | All-wheel drive | All-wheel drive | Front-wheel drive | All-wheel drive |
| Typical price today | $21,223 | $21,369 | $19,314 | $23,998 |
| For sale right now | 55 | 57 | 15 | 18 |
| Vehicles built | 3,290 | 2,039 | 854 | 736 |
Same on every 2020 XC40
- Engine 2L 4-cyl
- Transmission Automatic
- Fuel Gasoline
- Body Sport Utility Vehicle (SUV)
- Seats 5
What people actually pay
218 price observations · updated Aug 30, 2026Safety, in plain English
- ✓ Warns you before a crash
- ✓ Brakes for you in an emergency
- ✓ Watches your blind spot (optional)
- ✓ Warns when you drift from your lane
- ✓ Steers you back into the lane
- ✓ Keeps distance on the highway (optional)
What YV4AC2HM-L means
- YV4
- the World Manufacturer Identifier Volvo registered — the manufacturer and plant group
- AC2HM
- together encode the XC40 line — Sport Utility Vehicle (SUV), 2L 4cyl, Front-wheel drive — as Volvo filed it, these five characters are read as one block, not letter by letter
- L
- in position 10 — model year 2020
- 9, 11–17
- differ on every car: check digit, plant code and the serial number
4 rare configurations — mostly fleet, export or irregular VIN patterns. Fewer than 20 known vehicles each.
- R-Design 2L 4cyl Sport Utility Vehicle (SUV) YV416ZUM-L Fewer than 20 known vehicles
- Momentum 2L 4cyl Sport Utility Vehicle (SUV) YV4AC2UK-L Fewer than 20 known vehicles
- Inscription Sport Utility Vehicle (SUV) YV4CA2HL-L Fewer than 20 known vehicles
- Momentum 2L 4cyl YV41624K-L Fewer than 20 known vehicles
Already looking at a specific XC40?
Paste its VIN — we’ll open that exact car’s page: its configuration, market position and every listing we’ve tracked.